Transaction security and customer data protection are essential to maintain user trust and ensure the integrity of your payment platform. Here’s a comprehensive guide to strengthen application security and follow best practices for handling sensitive data storage.
In addition to FedaPay’s integrated security measures, it’s important that each user of our service reinforces the security of their own application or platform. Implementing protocols such as TLS/HTTPS and adhering to strong encryption practices are crucial to safeguarding your customers’ data.
TLS (Transport Layer Security) is the protocol that ensures secure communications between the client’s browser and your server. Initially, SSL (Secure Sockets Layer) handled this function, but TLS has replaced it for enhanced security.
Data Encryption : TLS encrypts all information exchanged between the client and server, ensuring that sensitive data cannot be intercepted by third parties.
Server Authentication : TLS verifies that the client is communicating with the authentic server, not an imposter.
Example: Payment pages must always use TLS 1.2 or a later version. This protocol secures data flow and boosts customer trust, which can even help improve conversion rates.
A digital certificate, issued by a certification authority (CA), is necessary to configure TLS. This certificate guarantees your server’s authenticity to users.Certificate Options :
Storing passwords in plain text within a database is a risky practice and highly discouraged. Use hashing to ensure password confidentiality and protect users from attacks.
Example: In a multi-level system where each user has distinct privileges, unauthorized access could compromise sensitive information (e.g., a technician should not have the same access level as a director).
Using “Salts” : A salt is a key added to the password before hashing, making each hash unique even for identical passwords.
Password Hashing : Utilisez des algorithmes de hachage tels que SHA-256 au lieu de MD5 ou SHA1, qui sont aujourd’hui vulnérables.
Example: When a user creates an account, generate a unique salt, combine it with the password, and then hash the result. Storing the hash and salt together makes rainbow table attacks much more difficult.
Security Tips for Protecting Your FedaPay Merchant Account
Securing your merchant account is essential to prevent unauthorized access and protect your transaction data. Here are practical recommendations to strengthen your account security and reduce intrusion risks.
Choose a password of at least 8 characters that includes numbers, uppercase and lowercase letters. A complex password is harder to guess.
Avoid reusing the same password across multiple accounts. In case of a data breach on another service, a unique password for each account minimizes the risk to your FedaPay account.
Ensure that your computers, tablets, and smartphones are protected with a firewall, spam filter, antivirus, and anti-spyware software. These tools help block intrusion attempts.
Despite robust security measures, fraud incidents may occur. FedaPay has implemented a fraud management policy to protect both merchants and their customers.
FedaPay has designed a policy to address these cases, protecting your interests while ensuring customer satisfaction. This approach promotes fair resolution for all parties involved, helping maintain trust and resolve disputes in a transparent and effective manner.